VIV Associates

I would like to extend my heartfelt thanks to Shahril and the entire team for your invaluable assistance in helping me with all the paperwork and formalities required to get me on board for the DRS programme.

Your support, efficiency, and attention to detail made the entire process smooth and stress-free. I truly appreciate the time and effort you put into ensuring everything was in order.

Date of experience: Jun 12, 2025

I’m deeply thankful to VIV Associates for bringing me ease during a very challenging time. From our initial consultation through to follow-up, their team worked closely with me every step of the way—meticulously coordinating timelines, reviewing documents, and ensuring nothing was overlooked. What truly set them apart was their unwavering availability: no matter the hour, they replied promptly and compassionately, helping me stay calm and confident throughout the process. Their expertise, empathy, and dedication made all the difference in my Debt Repayment Scheme application. I wholeheartedly recommend VIV Associates to anyone seeking knowledgeable, supportive guidance.

Thank you Mr Danial and Ms Sal and Ms Erni!

Date of experience: May 13, 2025

I thank the VIV staffs Miss Nabila and advisor Madam Masturah for the patience inbuild and togetherness for my case.
Much appreciated to go along my DRS journey and hoping I will get the support and cooperation from the staffs all the way till the very end of my DRS. God Bless to all VIV staffs, I thank you again.

Date of experience: Apr 22, 2025

I was doing my research on the various companies that provides this service and went for a few appointments.

When I met Associate Shafri, he listened to whatever I have to say and even understood why I am at where I was. After walking me through the whole process with no hard selling or guilt trip me into signing up with them, I felt very assured that I made the right decision.

Along with CRA Nur, they have assisted me in all my dealings and queries with MinLaw. They even reminded me when my annual fees are due.

The whole journey of 57 months with them have been smooth and they kept to uphold their promise to provide their service and not just sugar coat their commitment to the service my case.

Highly recommended for everyone, anyone who wants to do something about their debt situation for a better future.

Date of experience: Apr 19, 2025

From EduDept to VIV Associates - Mr Danial has kept his words in guiding me through DRS. Was worried on the sudden switch if he would drop my case and left me hanging. But Mr Danial has been trustworthy and responsive to all my queries from the start to my completion. For that I wanted to express my sincere gratitude for the outstanding customer service I received from him and his team. Your genuine support and assistance convince me greatly to persist through and I truly appreciate it. Thank you for your diligent guidance throughout my journey. The Team and organisation is effective and responsive and I am gratefuly to have crossed path with them.

Date of experience: May 14, 2025